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FirstEquity Professional Liability (FEPL)

The specialists in looking after the Professionals for over 30 years

What is Professional Liability Insurance “PL”?
Who Needs it and Why?

Despite your best efforts mistakes do happen. Even if you are confident in the quality of Your work  any Professional is vulnerable to a claim or allegations of negligence when their Professional Advice or Services fail to meet a Client’s expectations or their contractual commitments, even if they are only “perceived” failures.

Once a Client commences a legal action,  You must be a position to hire the very best Legal resources to defend you or You will very likely lose the action and the consequences could be crippling. The cost of expert Legal resources are extremely high, for example a single day in court could cost You R 150 000 without taking into account pre-trial attorney costs. And that is just Your costs without the Damages if You are found Liable and as well as the Claimants Costs.

What does a PL Policy Cover?

Policies vary from Profession to Profession and FEPL provides expert opinion and specially tailored wordings to suit each particular Profession. In a nutshell the PL Policy covers:

– The Cost of the best Legal Defense and Claim Mitigation Team
– The Damages and Claimants Costs if the action is lost.

This is the “core” cover but there are many special extensions that FEPL negotiates.

Contact Details

011 510 1300

Physical Address:
10 Rydall Vale Cres,
Umhlanga, 4051